Terms of Use

1. Nature of the Services

PolyToolAI provides AI-assisted market research, probability analysis, statistical interpretation, and data visualization tools for informational and educational purposes only. PolyToolAI is not a financial advisor, investment advisor, broker, licensed exchange, legal advisor, or fiduciary. PolyToolAI does not operate or facilitate any form of wagering, gambling, or betting.

2. No Financial Advice or Recommendation

The Services do not constitute financial, investment, trading, tax, or legal advice. Nothing on the platform should be understood as a recommendation or solicitation to take any position, buy, sell, or hold any financial instrument or prediction market contract.

3. No Guarantee

PolyToolAI does not guarantee:

• ·the accuracy of any output, signal, analysis, or model result
• ·the availability, completeness, or continuity of third-party market data
• ·any financial gain
• ·the avoidance of losses
• ·the future performance of any market, event, or strategy

4. User Responsibility

You are solely responsible for your own decisions, financial activity, and risk management. PolyToolAI provides research tools only. PolyToolAI is not responsible for any losses, missed opportunities, or outcomes resulting from your use of the Services.

5. Methodology and Limitations

PolyToolAI uses AI-assisted analysis and external market data sources. Outputs may contain limitations, omissions, delays, inaccuracies, or computational errors. Past performance, prior output quality, or previous model success does not guarantee future usefulness or future results.

6. Prohibited Uses

You may not:

• ·use the Services for unlawful, fraudulent, or abusive purposes
• ·scrape, copy, resell, or commercially exploit the Services without permission
• ·interfere with the operation, performance, or security of the Services
• ·create multiple accounts to abuse free usage or credit systems
• ·use automated tools to abuse the platform
• ·misrepresent platform outputs as professional advice
• ·infringe the rights of PolyToolAI or others

7. Payments

Certain features may require payment. By purchasing a paid service, plan, subscription, or credit package, you agree to pay the amounts displayed at checkout. Prices, plans, and features may change from time to time.

8. Refunds

Refund eligibility, if any, is governed by the Refund Policy, which is incorporated into these Terms by reference.

9. Intellectual Property

The Services, including software, design, workflows, content, analytics presentation, branding, text, graphics, and proprietary materials, are owned by PolyToolAI or its licensors and are protected by applicable intellectual property laws.

10. Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." POLYTOOLAI DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, POLYTOOLAI, LEADER AI LABS, LLC, AND THEIR AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY FINANCIAL LOSSES, MISSED OPPORTUNITIES, LOSS OF DATA, LOSS OF PROFITS, OR LOSS OF GOODWILL ARISING OUT OF OR RELATING TO THE SERVICES.

TO THE FULLEST EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF POLYTOOLAI AND LEADER AI LABS, LLC ARISING OUT OF OR RELATING TO THE SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE RELEVANT SERVICE DURING THE 12 MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

12. Indemnification

You agree to defend, indemnify, and hold harmless PolyToolAI, Leader AI Labs, LLC, and their affiliates, directors, officers, employees, contractors, licensors, and service providers from and against claims, losses, liabilities, damages, costs, and expenses arising out of or related to:

• ·your use of the Services
• ·your violation of these Terms
• ·your violation of applicable law
• ·your infringement of the rights of another party

13. Governing Law and Jurisdiction

These Terms, and any dispute, claim, or controversy arising out of or relating to these Terms or the Services, shall be governed by and construed in accordance with the laws of the State of Israel, without regard to its conflict of laws rules.

Any such dispute, claim, or controversy shall be brought exclusively before the competent courts of Tel Aviv-Jaffa, Israel, and you hereby consent to the exclusive jurisdiction and venue of those courts.

14. Changes to These Terms

We may update these Terms from time to time. If we do, we will revise the "Last Updated" date. Your continued use of the Services after the updated Terms become effective means you accept the revised Terms.

15. Contact

For questions about these Terms, contact: support@polytoolai.com